CARES Act Provider Relief Fund: For Patients

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https://www.hhs.gov/coronavirus/cares-act-provider-relief-fund/for-patients/index.html

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If you have insurance:

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Private insurers must waive an insurance plan member's cost-sharing payments for COVID-19 testing.

Some private insurers, including Humana, Cigna, UnitedHealth Group, and the Blue Cross Blue Shield system, have agreed to waive cost-sharing payments for COVID-19 treatment related for insured patients.

If a patient has insurance and seeks COVID-19 testing and/or treatment from an out-of-network provider, the patient is only responsible for out-of-pocket payment no greater than what the patient would have otherwise been required to pay if the care had been provided by an in-network provider.

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If you do not have insurance:

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If you are uninsured and receive COVID-19-related testing and/or treatment services, your provider may have submitted a claim to the Health Resources & Services Administration (HRSA) for reimbursement of these services. Providers who participate in and are reimbursed from the HRSA COVID-19 Uninsured Program are not allowed to "balance bill" individuals who do not have health care coverage (uninsured).

If you receive a bill in which a portion of that bill is paid for by HRSA, you may not be responsible for the remainder of the bill if the rendered service was for COVID-19 testing and/or treatment.

If you received a bill and were charged for COVID-19 testing and/or treatment services and the bill shows HRSA reimbursement for those services, please contact your health care provider to discuss how best to resolve payment of your bill. (If your provider has questions they can visit the HRSA COVID-19 Uninsured Program site .)

Please note that if your provider didn't submit a bill for your COVID-19-related testing and/or treatment to the HRSA COVID-19 Uninsured Program or the care was not eligible for reimbursement from the program, you may be responsible for full payment of the bill.

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